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Back to welcome pageStart free as an individual. Upgrade to Household when you're ready to combine finances with a partner and unlock the recommendations that pay for themselves.
Everything one person needs to get started
Document upload
Payslips, bank statements, and bills — PDF, CSV, or image
Spending dashboard
Auto-categorised transactions, monthly income vs spend
Stress-test simulator
What happens to your finances if income drops or a bill spikes?
Fixed costs tracker
Mortgages, subscriptions, utilities — what's locked in each month
Savings runway
How long could you survive if all income stopped today?
Everything in Personal, plus the household-level view and AI recommendations — where the real savings are
Household view
Link a partner — see your combined income, spending, and runway in one place
AI Recommendations
Personalised actions ranked by financial impact — switch tariff, cancel subscription, refinance
Card optimiser
Know exactly which credit or loyalty card saves you most at every retailer
Smart savings rate
Target, track, and get nudged toward a savings rate that actually protects you
Group deals
SoonPool buying power with neighbours and colleagues for energy, broadband, and more
Monthly briefing
SoonDigest of your financial health, wins, and risks — delivered to your inbox
Export & reporting
SoonDownload your data, share structured reports with accountants or advisers
Household is in closed beta. Join the waitlist and we'll reach out when a spot opens.
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